in Budget-Friendly Travel, Uncategorized

Often Overlooked Items To Pack for a Trip Abroad

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This post may contain affiliate links.

 

What’s on your packing list for traveling abroad?

I’m setting off for Europe with two carry-on’s: a backpack and a purse – and a packing list that I hope is as short as I need it to be. Now, this may not seem all that impressive-  but if you consider our plans for our one week, you would wonder how we will fit it all in so little space. Well that is to come. But first, I want to show you five things that can be easily forgotten!

Granted, you’re not going to need everything on this list. And depending on where you’re going, you might not need anything! My point is, these are things that we almost forgot – and maybe you will find them equally valuable! I believe each one is well worth the price and the space in your bag. All of these items will be on my packing list for several trips to come.

in Health-related Finance, Saving Money & Getting Healthy!, Uncategorized

How to Switch Over to Locally Grown Food (Without Going Broke)

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This post may contain affiliate links.

The Switch to Locally Grown Food

My biggest goal for this year is to make a shift in my eating to more locally raised and locally grown food. Over the past several years, my beliefs have been greatly impacted by documentaries and books, most recently The Omnivore’s Dilemna – which has since changed my life. I realized that in order to eat as far in alignment with my beliefs as possible, much of my diet needs to become more localized. I am making strides to become more reliant on my local neighbors and farmers as opposed to “the man” – and have put together some tips below for you if you would like to do the same.

As always, I am trying to be as thrifty as possible through this transition. Locally grown and raised food is likely to be a little bit more expensive than your typical grocery store. However, you may consider your investment in food an investment in your health – this is how I see it.

in Budget Fashion, Splurge-Worthy, Uncategorized

How to get Brand-Name Activewear for Less!

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Have trouble finding fashionable, affordable activewear?

If you’re like me, you love to buy activewear. In the last few years, especially, activewear has really embraced fashion trends. Tops have special cuts and designs, and bottoms can be cropped, full-length, high-waisted, and more. And forget the days of neutrals or one-color items. Women’s activewear racks are loaded with different patterns that are all so eye-catching and beautiful. Unfortunately, some name-brand athletic apparel can be incredibly expensive for the average millennial buyer (Lululemon, anyone?). Some companies have tried the subscription-style type of selling, where you’re charged upwards of $50 monthly even if you don’t choose an outfit to get (no thanks!).

Steeply priced activewear has emerged with a vengeance in recent years. And if you can’t afford Lululemon – sometimes it may feel like you are limited in your choices for fashionable clothes, especially in a modest price range. I will tell you, though, that I have some clothes from Lululemon and what I have is incredible. Both my leggings and my sweatshirt have held up after 8 years of hard use, with barely any sign of wear! That being said, very rarely do I spend the money on it.

So where can you shop for top-name brands or fashionable, affordable activewear for cheap? Read below to find out!

Prices (for Leggings):
$ – Under $15
$$ – $15-$30
$$$ – $30 – $50
$$$$ – $50 – $75
$$$$$ – $75 +

in Goals & Progress

Progress Report: February 16th, 2017

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So it’s mid-month again, which means it is time for me to review my goals and progress in terms of finance, health and this blog. I believe in the importance of reviewing your finance in order to keep you motivated and on track. As you may know by now, I track all of my spending/earning on Excel in order to keep track of my finance and health. This wouldn’t work for everyone, but if you like to micro-manage, you can download a free Excel template here.

January Goal Re-Cap

in Budget-Friendly Travel, Uncategorized

The Best Flight Search Engines

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Travel Tuesday is a little bit early this week due to Valentine’s Day, but it’s oh-so-good.

It’s no secret that I’m a travel junkie. It’s something I have trouble shutting up about, and I thank the people in my life close to me that listen to my incessant rambling. You may thank me too, by the end of this post. I’m assuming you’ve already heard of the most well-known search engines; Kayak, Cheapoair, Travelocity, etc. I’m not even going to be touching on these giants because I assume you’ve tried and tested them. If not, go check them out and let me know what you think in the comments below!

However, this post is for those of you that really want to make sure you’re finding the best flights for the best deals. This post is for you if you are willing to do several searches before purchasing. It takes a little bit of legwork, but if you’re going to save hundreds of dollars, why wouldn’t you?

in Basics of Budgeting & My Experience

How to Build up Your Credit as a Millennial

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Photo by Riccardo Bresciani

This post is going to talk about credit, and the ways that you can improve yours. As millennials, we have certain goals that for many of us seem so out of reach – and credit plays a sizable role in these.  Does it feel like you’re never going to be able to afford a down payment on a house? What about that month-long backpacking trip you’ve dreamed about for years? Just want to be able to pay your bills on-time each month?

When you finally do have that down payment, you want your credit score to be high enough to snag you a good interest rate.

First of all; if you have credit card debt (or other high-interest debt) that should be your highest priority after your monthly bills. The interest you might be paying on your credit card is not going to be pretty after a few months. You could be paying hundreds by the end of the year if you carry a balance on your cards.

That’s not all! I know other people who are nearing thirty years-old with no credit because they’ve never gotten a credit card or had to take out loans. Friends of mine have been given cars by their parents, or they’ve never gotten credit cards, or they never went to college and therefore have no student loans.

I think millennials have been drilled with the idea that “credit cards are bad,” due to the mistakes our parents may have made. The result has been that we are more careful with such things, which is excellent! But having one or two cards is going to help you build your credit so that you won’t have trouble getting a house or a car.

It’s important to note that you can have great credit even with a ton of debt! I’m up around $80,000 in student loan debt and I have a credit score of 751 at 26 years old!

in Basics of Budgeting & My Experience, Finance Hacks

9 Effortless Hacks To Save You Time & Money

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Ever feel like you’re short on time and cash? What am I saying, of course you do! Just about everyone would agree with you on that. Below I’ve listed several effortless (or nearly effortless) life hacks that have saved me time and money! You’ll have some extra cash in your pocket so you won’t have to feel guilty about the extra time you’ll spend binge-watching Netflix!

in Technology

4 Money-Making Apps I Tried Last Month

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Every month or so I am going to be aiming at trying new money-saving, money-managing or money-making apps. I will let you know how much money these apps have made me, as well as give you a brief review of each app. Subscribe to my blog to keep in the loop of the newest thrifty apps and resources available to you!

in Goals & Progress, My Income / Progress Reports, Uncategorized

1 Month Goal Review

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I can’t believe it’s been one month since I started this blog. In this post I’m going to re-cap my numbers for you (everything) and tell you what I learned in my first month of blogging that I didn’t learn from other people.

I want to be totally honest with everyone about the numbers I see, because I think that people are sometimes misled. I was buying into the whole “Make $10,000 in Your First Month of Blogging!” Sure, that may be true for someone who already has successful blogs and websites, but I think on the whole this doesn’t happen. This certainly didn’t happen to me!

in Uncategorized

10 Things to Do When You’re Searching For Purpose

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Sometimes in life we hit a crossroads. We may deal with a bout of depression, we may have a falling-out with someone we care deeply about, or we may even get so entrenched in the day-to-day routine that we lose sight of our goals. Sometimes we can get stuck – for days, weeks, months or even years. Have you ever spent too long at a job you hated? Ever had a day that ended and you had nothing to show for it? Ever stayed in an unfulfilling relationship just because of convenience?

This is all normal. As human beings we are blessed with a consciousness that is fluid and constantly changing thanks to our experiences. We need to acknowledge, harness and embrace our mental growth and soul-searching to remain happy and healthy. We need to ask questions of ourselves that may not always be easy.

When you’re feeling stuck, you have a few options. You can either wait for your ‘funk’ to pass (if it is even a phase), or you can do something about it. Here are some ideas to help you take control.