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Finance Hacks

Resources, tips, tricks in budgeting and saving.

in Basics of Budgeting & My Experience, Finance Hacks

9 Effortless Hacks To Save You Time & Money

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Ever feel like you’re short on time and cash? What am I saying, of course you do! Just about everyone would agree with you on that. Below I’ve listed several effortless (or nearly effortless) life hacks that have saved me time and money! You’ll have some extra cash in your pocket so you won’t have to feel guilty about the extra time you’ll spend binge-watching Netflix!

in Basics of Budgeting & My Experience, Finance Hacks, Uncategorized

5 Budgeting Strategies You Can Try When Others Fail

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budgetstrategies
This image has been edited. FreeImages.com/Bob Smith

Often times we may try something that we don’t always see through ’til the end (New Year’s Resolutions, anyone?). Maybe we set our goal too ambitiously, or maybe the means of achieving the goals are not convenient enough. Maybe something goes wrong (like a birthday cake to a diet), and our mental fortitude slips.

I used to try different diets, and when they didn’t work I resorted to my old ways. I’ve tried gym memberships to places that are not convenient enough for me, and then they never get used.

It’s easy to do the same with budgeting! When you search online or talk among your friends, you may find everyone has their own way of doing it (if they do at all!). There is no reason to quit your attempts at budgeting when one  method doesn’t work. You just need to tailor it for you, or try a different way to go about it.

There is no 1 right way to budget. If it works for you, then it’s a valid and good method. It may work for you and no one else, or it may work for you and others.

Below are different methods you can try when all-else has failed you. You may know right off-the-bat that some will not work for you, but you never know unless you at least consider. That being said, we’ll move on.

in Basics of Budgeting & My Experience, Finance Hacks, My Income / Progress Reports

What I Learned After Budgeting for One Year

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6 Things I learned Tracking for 1 year
FreeImages.com

I can’t believe that I’ve been tracking every dollar I’ve spent for 1 full year. This was my New Year’s Resolution last year and I did it!

So, let’s take a look at the breakdown of my savings/expenses.