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in Basics of Budgeting & My Experience, DIY Projects to Save Money, Uncategorized

4 Side Hustles I Did Last Year & How They Worked for me

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While I was reviewing my budget from last year,  I noticed quite a few things. Not only did I save myself over $3,000 just by tracking my spending, but there have been a few side hustles that I’ve tried that have failed miserably and a few that have worked out in my favor.

I value my time highly and do not want to spend much time on one avenue when the payoff is poor. I work a full-time job already, and anything that takes away from my off-time has to be worth it. That’s why I don’t do any extreme couponing – because of the amount of time it can take. I would rather just shop smart and live beneath my means – which is why I made this blog. I want to be able to share my techniques (which should be realistic) with the rest of you. So, let me tell you what I tried in 2016.

in Basics of Budgeting & My Experience, Finance Hacks, Uncategorized

5 Budgeting Strategies You Can Try When Others Fail

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budgetstrategies
This image has been edited. FreeImages.com/Bob Smith

Often times we may try something that we don’t always see through ’til the end (New Year’s Resolutions, anyone?). Maybe we set our goal too ambitiously, or maybe the means of achieving the goals are not convenient enough. Maybe something goes wrong (like a birthday cake to a diet), and our mental fortitude slips.

I used to try different diets, and when they didn’t work I resorted to my old ways. I’ve tried gym memberships to places that are not convenient enough for me, and then they never get used.

It’s easy to do the same with budgeting! When you search online or talk among your friends, you may find everyone has their own way of doing it (if they do at all!). There is no reason to quit your attempts at budgeting when one  method doesn’t work. You just need to tailor it for you, or try a different way to go about it.

There is no 1 right way to budget. If it works for you, then it’s a valid and good method. It may work for you and no one else, or it may work for you and others.

Below are different methods you can try when all-else has failed you. You may know right off-the-bat that some will not work for you, but you never know unless you at least consider. That being said, we’ll move on.

in Beauty Hacks, Splurge-Worthy, Uncategorized

5 Things You Might Be Overpaying For at Sephora

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sephoracover

 

I consider beauty products one of my vices. It’s one of those things that I can always manage to find money for even during my most stringent savings-streaks. It doesn’t help that beauty products are expensive. Never fear! There are other ways to save your money so you can still splurge at Sephora.

For instance, sometimes you are better off buying the travel-size of an item. I’ve calculated several items by price-per-ounce, and have composed a safe list at the bottom of this post. But first; here are some items that are cheaper per ounce in the travel size.

in Basics of Budgeting & My Experience, Budget-Friendly Travel, Uncategorized

1 Week in Europe for $1,000

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Let me tell you – few things get my heart pumping like travelling. I somehow have been to very few places in my life, but it has been my biggest dream for years to see the world.Now that I am finally in control of my finances, I can start travelling the way I’ve always wanted to. Switzerland is the land of cheese, chocolate and premiere hiking – it is everything I could ever want in a destination.

This explains why I couldn’t pass up cheap tickets to Zurich, Switzerland! Round-trip, nonstop flights from Boston to Zurich for only $450 each?! I must be dreaming.

in Goals & Progress, Uncategorized

2017 Goals!

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New Year

Well, it’s 2017.

Most people have started their resolutions for this year, some may have already abandoned them. I don’t have a particular resolution – but I do have goals that I hope to achieve by the end of the year. As you can imagine, many of these are financial. Let’s take a quick look:

  • Grow my savings by $1,000. This may not seem like much, but currently I am sitting in some credit card debt with a trip to Europe looming in the next few months. I have to get dental work which will set me back roughly another $1,000, so I am a bit wary of how much I will be able to put away this year.
  • Eliminate my credit card debt.
  • Lose 8 pounds (to be 130lbs). Okay, this is somewhat unrelated in a way.
  • Have a supplemental income (via this blog or a different work-from-home method).

I will periodically give updates on my progress with these goals, as well as provide tips and tricks to any of you who may have similar goals (which, if you’re on this site, you likely do).

So here’s to a new year, and good luck! Tell me below what your resolutions/goals are! Good luck!

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