Browsing Tag:

budget

in Budget-Friendly Travel, Uncategorized

The Best Flight Search Engines

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Travel Tuesday is a little bit early this week due to Valentine’s Day, but it’s oh-so-good.

It’s no secret that I’m a travel junkie. It’s something I have trouble shutting up about, and I thank the people in my life close to me that listen to my incessant rambling. You may thank me too, by the end of this post. I’m assuming you’ve already heard of the most well-known search engines; Kayak, Cheapoair, Travelocity, etc. I’m not even going to be touching on these giants because I assume you’ve tried and tested them. If not, go check them out and let me know what you think in the comments below!

However, this post is for those of you that really want to make sure you’re finding the best flights for the best deals. This post is for you if you are willing to do several searches before purchasing. It takes a little bit of legwork, but if you’re going to save hundreds of dollars, why wouldn’t you?

in Technology, Uncategorized

How I Read any Books I Want for Free!

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I am a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for us to earn fees by linking to Amazon.com and affiliated sites.

This post contains affiliate links. This has had no impact on what I have written below, everything below is 100% my opinion and experience.

I Haven’t Paid for a Book in Over a Year

in Basics of Budgeting & My Experience, Goals & Progress

Progress Report: January 16th, 2017

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About halfway through every month, I’m going to review my goals and progress in terms of finance & health. I believe that reviewing your progress every once in a while will get you motivated and ultimately help to keep you on track. As you may know by now, I track everything through Excel spreadsheets. This wouldn’t work for everyone, but I like to micro-manage my finances and see the entire year at once.

So let’s review goals:

1. Stay Within Budget (Keep Spending <$1,292)

in Budget-Friendly Travel, Technology, Uncategorized

How to Get the Cheapest Flights to Europe!

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pet survey (1)

When I see a really great deal, I have a habit of obsessing over it a little bit, especially if it’s travel-related. My boyfriend and I are going to Switzerland and Vienna in May for $1,000 each! I obsess about it (and all the other places I want to go) everday. Today, I almost bought flights to Norway for later in the year because I found what I believe is an amazing deal. A little rooting around has shown me a major hack that I think very few people have realized.

in Health-related Finance, Saving Money & Getting Healthy!

How I Lost 20 Pounds Without Going Broke!

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Weight is a difficult thing for many to talk about. I know so many people that tell me they’ve tried “everything” to shed some weight. They’ve tried Weight Watchers, Jenny Craig (is that even still a thing?), Nutrisystem, the 21-Day Fix, Atkins Diet, Garcinia Cambogia pills, Shakeology, Thrive, Teami, Plexus, Blue Apron, Naturebox  – and the list goes on and on. People load up on protein bars, fat-free alternatives, Lean Cuisines, and so on. I mean, how many things do I have to list? You get the picture, right?

All of these things have 1 common purpose – to make loads of money. Americans spend $60 Billion every year trying to lose weight!

Sure – some of these things can be free. If you do enough research on the 21-Day Fix and Atkins, you could essentially accomplish them for free. But I believe that just like pharmaceuticals, if all of these products worked, the industry would not be as huge as it is.

I’m not trying to insult these companies, and they do work for some people. Trust me, that’s not what I want this blog post to be about. I’ve even bought into a couple of these in the past (Garcinia Cambogia, anybody?). But no “diet” is going to work long-term, because sustained weight loss is about lifestyle. That’s what worked for me, and it’s something that would work for literally everyone.

So – specifically, my story. Let’s go.

in Basics of Budgeting & My Experience, Finance Hacks, Uncategorized

5 Budgeting Strategies You Can Try When Others Fail

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This image has been edited. FreeImages.com/Bob Smith

Often times we may try something that we don’t always see through ’til the end (New Year’s Resolutions, anyone?). Maybe we set our goal too ambitiously, or maybe the means of achieving the goals are not convenient enough. Maybe something goes wrong (like a birthday cake to a diet), and our mental fortitude slips.

I used to try different diets, and when they didn’t work I resorted to my old ways. I’ve tried gym memberships to places that are not convenient enough for me, and then they never get used.

It’s easy to do the same with budgeting! When you search online or talk among your friends, you may find everyone has their own way of doing it (if they do at all!). There is no reason to quit your attempts at budgeting when one  method doesn’t work. You just need to tailor it for you, or try a different way to go about it.

There is no 1 right way to budget. If it works for you, then it’s a valid and good method. It may work for you and no one else, or it may work for you and others.

Below are different methods you can try when all-else has failed you. You may know right off-the-bat that some will not work for you, but you never know unless you at least consider. That being said, we’ll move on.

in Basics of Budgeting & My Experience, Finance Hacks, My Income / Progress Reports

What I Learned After Budgeting for One Year

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6 Things I learned Tracking for 1 year
FreeImages.com

I can’t believe that I’ve been tracking every dollar I’ve spent for 1 full year. This was my New Year’s Resolution last year and I did it!

So, let’s take a look at the breakdown of my savings/expenses.

in Goals & Progress, Uncategorized

2017 Goals!

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New Year

Well, it’s 2017.

Most people have started their resolutions for this year, some may have already abandoned them. I don’t have a particular resolution – but I do have goals that I hope to achieve by the end of the year. As you can imagine, many of these are financial. Let’s take a quick look:

  • Grow my savings by $1,000. This may not seem like much, but currently I am sitting in some credit card debt with a trip to Europe looming in the next few months. I have to get dental work which will set me back roughly another $1,000, so I am a bit wary of how much I will be able to put away this year.
  • Eliminate my credit card debt.
  • Lose 8 pounds (to be 130lbs). Okay, this is somewhat unrelated in a way.
  • Have a supplemental income (via this blog or a different work-from-home method).

I will periodically give updates on my progress with these goals, as well as provide tips and tricks to any of you who may have similar goals (which, if you’re on this site, you likely do).

So here’s to a new year, and good luck! Tell me below what your resolutions/goals are! Good luck!